
All roads in business have twists and turns, but as you navigate this aspect of life make sure your eyes are wide open – protect all facets of your business by knowing what insurance coverage you need: automobile insurance, property insurance, business liability insurance, key man insurance, health plans, workers’ compensation, errors and omissions coverage, life and disability insurance, and business interruption insurance. Robertson Insurance’s comprehensive commercial insurance coverage will keep you on the road to success – no matter what business you are in.
If your business is on the line, so is ours. That is why Robertson Insurance takes your commercial insurance needs personally. Trust, Reliability, Knowledge, and Experience mean you can manage your business with peace and security by:
Robertson Insurance Group develops comprehensive insurance programs that address the risks and reduce the costs of doing business. We specialize in helping professional firms reduce their insurance costs and enhance their coverages. We strive to provide each and every client only the highest level of service throughout the year.
Commercial Automobile Coverage
Also known as commercial auto insurance, commercial car insurance, truck insurance, or fleet insurance, if you have a vehicle that is used in tasks relating to the operator’s occupation, profession, or business, (other than commuting), a commercial auto policy is necessary.
Robertson Insurance is aligned with multiple insurance carriers to give you the best auto liability rates tailored to your business needs. (Your Business Owner’s Policy does not cover vehicles used for business purposes.) We can package various policies together to provide maximum coverage at reduced costs.
Commercial Property Insurance
Damage comes in many forms from fire, flood, and embezzlement to electrical surge, computer viruses, and more. Robertson Insurance Group is expert in knowing what can go wrong AND expert in making sure you are covered no matter what happens. Whether it is your building, your technology, or your product, property insurance gives you the critical financial assistance in the event of a loss so that your organization can continue to operate with as little disruption as possible. Property insurance comes in many forms: fire policies, crime policies, electronic equipment policies; our agents tailor your property insurance so you are only paying for what you need.
Business Liability Insurance
Good risk management can prevent many losses, but it is no guarantee that you won’t be sued. A lawsuit could bankrupt your business. Liability insurance protects a company and its owners in cases of negligence on the part of the company or any of its employees. Ask one of our agents about our General, Professional, and Product liability policies.
Professional Liability (Errors and Omissions Coverage)
Professionals are hired for their extensive knowledge or training in their perspective area of expertise. Since 1991, Robertson Insurance Group has been committed to understanding and meeting the insurance needs of professional service firms, in particular Land Surveyors, Civil Engineers, Landscape Architects, Contractors, and Law Firms. Professional firms have unique exposures that require insurance and risk management solutions not always covered by Business Owner’s or General Liability insurance programs. That’s where we come in. Professional Liability Insurance, also known as Errors and Omissions Coverage, protects you from claims of negligence, error in service, or failure to perform services in accordance with industry standards.
In addition to representing many leading professional liability markets, Robertson Insurance Group has an exclusive relationship with Fireman’s Fund Insurance Company for Land Development-focused surveyors and engineers. Created by our Managing General Agent, Earl A. Klein Agency Inc. and Fireman’s Fund in 1982, this exclusive insurance program has earned the endorsement of numerous state surveying societies in the Mid-Atlantic region (in particular, Pennsylvania Society of Land Surveyors). The program also includes all of the other insurance coverages necessary for operating your business (property, business personal property, automobile, workers’ compensation, general liability, EDP, field equipment, etc.).
Business Interruption
Business interruption coverage insures against loss or damage to the cash flow and profit of a business caused if the business is unable to operate because of interruption. For example, a critical piece of machinery could be struck by lightning. The repairs to the machine may be covered by other coverage such as property or casualty insurance. But if you cannot make widgets for three months, then there is no replacement of that lost income without this coverage.
Employment Practices Liability Insurance
Employment Practices Liability Insurance (EPLI) covers business against claims that the legal rights of an employee of the company have been violated. The number of lawsuits filed by employees against their company is on the rise. Although it typically happens in larger companies, any business regardless of size can be at risk. EPLI can be added as an endorsement to the Business Owner’s Policy or can be a stand-alone coverage.
There are many types of insurance to protect the life and health of a company. Our team of qualified agents understands business and can help you make informed decisions that fit your company from start to finish. Robertson’s experience and reputation of industry excellence afford us a wider range of insurance carriers to work with, providing you with more choices and better budget options.
It’s simple, fast, and absolutely free! Just fill out the Get A Quote form now or call one of our representatives at 610-866-2400. Or stop in at one of our three convenient locations in the Lehigh Valley.
Providing insurance isn’t about the bottom line, it’s about developing a partnership – A C OMMITMENT. We strive to rise above the norm to find solutions that are tailored to your specific needs and deliver an experience of trust, knowledge, and reliability. It’s simple, fast, and absolutely free!
